Position papers

What is driving risk and why most apps DO NOT measure it although they seem to be interesting Driving risk assessment is now of interest of : . telematics solutions providers . fleet managers (for prevention) . car insurers (for prevention, and UBI) A lot of applications then explain how they estimate driving risk. But, by the way, what is driving risk ? A lot of people seem to think that driving risk and accident are quite the same. If I observe accident, then I will learn and do stats and find a way to estimate driving risk.... [Lire la suite]

SafetyNex measures driving expertise, risk taken consciensly by the driver, lack of anticipation I – INTRODUCTIONNEXYAD has been developing the smartphonte application SafetyNex which estimates the risk of driving in real time [1]. SafetyNex is both a driver assistance system (ADAS), which alerts the driver (vocal alert) before danger (When the risk increases too much), and a telematics system that records risk profiles and usage profiles.Warning before the danger gives the driver time to slow down and avoid the accident. Road Safety... [Lire la suite]

Deep changes in the business of car insurance. Contribution of smartphone App SafetyNex in this global context  1 - Role of the insurer The insurance idea would have appeared on the occasion of the first great journey by boat, and the appearance of "modern" insurance is generally dated from the 19th century. The principle of insurance is easy to understand : if accidents are rare (compared to the number of occurrences - travel, car trips, etc.), a simple and prudent idea then is to "put aside" a certain amount of money for... [Lire la suite]

Deep changes in the business of car insurance. Contribution of smartphone App SafetyNex in this global context 1 - Role of the insurer The insurance idea would have appeared on the occasion of the first great journey by boat, and the appearance of "modern" insurance is generally dated from the 19th century. The principle of insurance is easy to understand : if accidents are rare (compared to the number of occurrences - travel, car trips, etc.), a simple and prudent idea then is to "put aside" a certain amount of money for each... [Lire la suite]

Detecting hypovigilance, fatigue, and distraction with the NEXYAD real time driving risk assessment SafetyNex SafetyNex estimates driving risk in real time. The approach is to estimate if the driving behaviour (speed and acceleration) are appropriate or inappropriate to the infrastructure difficulty : on a disused airport, high speed and aggressive behaviour is not dangerous, although it is in front on a school, or approaching a narrow curve, etc ... read more :... [Lire la suite]

SafetyNex driving risk profiles may solve the problem of hypovigilance and fatigue detection SafetyNex is a nomadic real-time risk estimation system, based on Artificial Intelligence (AI). The system has been described in detail in previous publications and uses the key concept of "near-accident" or "quasi-accident", and is a result of 15 years of collaborative research with road safety experts and researchers. See http://www.safetynex.net The main competitive advantage of SafetyNex is that it allows, since the risk is... [Lire la suite]

SafetyNex, a SmartPhone App that revolutionizes the automotive world : smart vehicle, car insurance, fleet management, digital App for retail Nudge SafetyNex is a smartphone application developed and marketed by NEXYAD and which reduces by 20% the number of road accidents [1]. This application is of direct interest to many application targets. 1 - Driver NEXYAD is convinced that the applications of vehicle telematics must first target. Driver’s satisfaction, and not only businesses that live of the automobile. It is a strong value... [Lire la suite]

SMARTPHONE APP SafetyNex COULD REDUCE ACCIDENT RATE BY 20%   I - ONBOARD TELEMATICS AND AUTO INSURANCE : REMINDER Onboard telematics now can measure behavior of a driver, and therefore, car insurers have early started this adventure of connected car, more or less successfully. The simplest applications that have been deployed are: . locate stolen vehicles . measure the usage of the driver, and in particular the number of kilometers traveled in order to propose adaptive pricing (vehicle that always stays in a garage will never have... [Lire la suite]

Evaluation of return on investment (ROI) with SafetyNexfor a Car Insurance Company (onboard real time driving risk assessment) European and American car Insurance Companies are all currently testing onboard telematics systems (on professional electronics devices or on Smartphones), in order to study new opportunities provided by digital technologies in the evolution of their business and business models [1]. We also can see now some experiments in Asia. Indeed, digitization of the economy has an impact on insurance industry too,... [Lire la suite]

Déploiement de l’App d’estimation temps réel du risque de conduite SafetyNex (télématique embarquée sur smartphone) par une Compagnie d’Assurance : évaluation du retour sur investissement (ROI) Par NEXYAD Octobre 2016   INTRODUCTION Les Compagnies d’Assurance automobile Européennes et Américaines sont toutes actuellement en train de tester des systèmes de télématique, soit sur boîtiers, soit sur smartphones, afin d’étudier les possibilités apportées par le digital dans l’évolution de leur métier et de leurs modèles... [Lire la suite]