07 septembre 2016

Modification profonde du métier de l’assurance auto. Apport de l’App smartphone SafetyNex dans ce contexte global.

Modification profonde du métier de l’assurance auto. Apport de l’App smartphone SafetyNex dans ce contexte global. par NEXYAD   1 – Rôle de l’assureur L’idée d’assurance serait apparue à l’occasion des premiers grands voyages maritimes, et l’apparition « moderne » de l’assurance est généralement datée du 19ème siècle. Le principe de l’assurance est le suivant : si les accidents sont rares (comparativement au nombre d’occurrences : de voyages, de trajets automobile, etc.), une idée simple et prudente consiste alors à «... [Lire la suite]

11 août 2016

onboard telematics for real time automotive risk assessment and respect of driver's privacy : position paper

onboard telematics for real time automotive risk assessment, and respect of driver's privacy : position paper extrait tu position paper en anglais de NEXYAD  1 – Introduction Onboard telematics, smart phones, connected devices, are now in use to monitor driver’s behaviour : habits, way of driving, etc ... Many organizations are interested to collect, use and monetize those data, and one of the key questions is about the driver, privacy and choice to share data, and also his interest: What will he/she get in return (new and... [Lire la suite]
09 mai 2016

NEXYAD white paper on onboard risk assessment for car insurance (telematics for connected car)

NEXYAD white paper on onboard risk assessment for car insurance (telematics for connected car) NEXYAD, member of the MOV'EO Groupement ADAS, present their white paper on real time onboard risk assessment for car insurance : . why current telematics systems stricly have no change to estimate a risk ? . by the way ... everybody says "risk" ... what is the definition of risk ? . a new solution available (on smartphones and on demand on telematics devices) : SafetyNex To read the paper : ... [Lire la suite]
29 mars 2016

position paper : onboard risk assesment for insurance companies

THE ULTIMATE SOLUTION FOR INSURANCE COMPANIES THAT NEED ONBOARD RISK ASSESSMENT . WHY TESTED SOLUTIONS ALL FAILED (ACTUARIES SAY) ? . WHY SOLUTIONS BASED ON "SEVERE BRAKING", "VELOCITY IN CURVE", "ACCELERATIONS" ... HAVE STRICTLY NO CHANCE TO WORK ? . WHAT TO DO TO GET A RISK ASSESSMENT MODULE THAT WORKS? (Presentation of a disruptive solution) By NEXYAD 1-INTRODUCTION Insurance companies now find themselves in front of a potential change in business model, and the so-called "pay how you drive" pricing is an idea whose time has... [Lire la suite]